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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from a Loveland, Greeley and Ft. Collins, Colorado NUMBER1EXPERT(S) Top Selling real estate agent(s). Contact Tracy Wilson today!
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Real Estate Tips

Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia

Q	What is considered one of the key elements of the American dream?
A	Home ownership is considered to a key to the American dream; more than 2 million first-time buyers bought property last year.
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Tracy Wilson, REALTOR®, real estate agent and broker for Loveland, Greeley and Ft. Collins, Colorado home listings, property and land for sale - NUMBER1EXPERT

Tracy Wilson Eco-Broker, E-Pro, GRI, CSP, and ABR
The Group Inc.
5401 Stone Creek Circle
Loveland, CO 80538
Office: 970-613-0700
Fax: 970-667-7955
Tracy@TracysTeam.com
For Tracy Wilson, it’s all about building lasting relationships with both buyers and sellers—and for her, this is a lifetime commitment. After the deal is done, she removes her “Realtor Hat” and walks out with her friends. Tracy continues to nurture her buyer and seller friends for years.

One key to her success at making such lasting relationships is her belief in the “Team Concept” approach to her work, a top-producing team that stays on the cutting edge of technology and constantly continues their Real Estate education. Tracy makes sure that through the efforts and expertise of each of her team members, lines of communication are kept open and clients are kept well informed through every step of every transaction. Tracy’s clients never feel left in the dark when working with her and her team of experts.

Because Tracy believes that excellent communication is the key to success, she has also developed the ability to listen carefully to the needs of both buyers and sellers. In this way, she is always in the position to be able to assist her clients and play a part in making their dreams come true! Clients have appreciated this about Tracy for years.

Tracy also strongly believes in investing back in her sellers! She feels that it is a privilege to list a person’s home and she enjoys conveying that. She enjoys letting sellers know that because they are bestowing on her and her team the honor of listing their home, which is such a large investment, she and her team in turn will be using top marketing means, top advertising, and so on, in response.

In sum, if you want your dream to come true, contact Tracy Wilson today for the best that Loveland, Greeley and Ft. Collins, Colorado, has to offer! She’ll be a friend for life!